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credit insurance
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CREDIT
INSURANCE

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Trade Credit Insurance covers manufacturers, traders, financing institutions and service providers against the risk of non-payment.

excess of loss
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EXCESS
OF LOSS

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Excess of loss (EOL) insurance is designed to allow balance sheet protection against exceptional credit losses with minimum interference to credit management activities.

POLITICAL RISK &
STRUCTURED CREDIT

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A variety of perils may be structured as part of political risks, supporting our clients, banks & corporates, in covering the risks associated with international trade.

credit insurance

CREDIT
INSURANCE

tcs_hr

Trade Credit Insurance covers manufacturers, traders, financing institutions and service providers against the risk of non-payment (insolvency and protracted default) by their customers/buyers (domestic or export), for goods or services delivered on credit terms. 

The credit insurance market is dominated by the top three global credit insurers: Euler Hermes, Atradius and Coface; other players such as CHUBB, AIG, TMHCC, Markel and others are focusing on creative & agile solutions.
Without protection that your invoices will be paid, your business decisions are based on trust & experience only. In the absence of trade credit insurance, many trade transactions would have to be done on a pre-paid or cash basis, or not at all. Trade Credit Insurance supplies the required protection allowing growth and increasing profitability, maintain competitiveness and ability to expand your business, with confidence.

Many other benefits for trade credit insurance beyond protecting from a potential loss and transferring risk, related enforcement of credit and risk policies, and open the way to improvement of working capital performance and finance facilities.

We offer a variety of solutions covering both domestic and cross-border transactions, allowing balance sheet protection against credit losses, with minimum interference to credit management activities: 

Traditional Whole Turnover, Global programs, Excess of loss (EOL) structures, key buyers & Single Contract/risk; we match our solutions to meet your changing business reality needs and way of operation.

 

 

NEW
OPPORTUNITIES

excess of loss

EXCESS
OF LOSS

tcs_hr

What is Excess of loss?

Excess of loss (EOL) insurance is designed to allow balance sheet protection against exceptional credit losses with minimum interference to credit management activities.

Among others, our solutions serve global corporates and/or companies with strong risk management capabilities and a mature governance culture, allowing managing a greater share of buyer commercial risk, non-payment of domestic or foreign receivables.

EOL’s features include also non‑cancellable and self-defined credit limits for the insured period.

polical

POLITICAL RISK &
STRUCTURED CREDIT

tcs_hr

A variety of perils may be structured as part of political risks, supporting our clients – banks & corporates, in covering the risks associated with international trade as well as protecting their investments against sovereign related risks in challenging markets.

Our solutions are specifically designed for banks and financial institutions, as part of both risk mitigation and regulatory capital relief. We offer banks and corporates:

Contract Frustration:

comprehensive non-payment insurance, covering default by public (sovereign/sub-sovereign) and private obligors, protecting exposure to both commercial and political risks, including Pre-Shipment costs; These can be supported by both buyer’s & supplier’s credit structures, as well as forfaiting transactions.

Non honoring of Sovereign guarantees (typically MoF’s).

Non honoring of Letters of Credit.

Protection of Investment / Fixed assets:

CEN – Confiscation, Expropriation & Nationalization.

Political Violence against client’s fixed assets or equity investments.

Business interruption & Currency Inconvertibility.

License cancellation

Unfair/fair call of contract bonds and others.

CONTACT US

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    Inquiries

    For any inquiries, questions or commendations,
    please call: +972.52.2623088
    or fill out the following form

    Head Office

    89 Medinat Hayehudim Street Building E,
    5th Floor Herzliya,
    Israel 4676672

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